Bank Transfer FAQ

ArbiterSports provides multiple ways to transfer funds into and out of your Arbiter Pay account.  Below you'll find details for each method (transfers and uploads).

• Bank Transfer

• Instant Transfer

• Debit Card Transfer

• Upload Funds

Standard Bank Transfer

Standard Bank transfers typically arrive within 1 to 3 business days. Transfers are reviewed, which may result in delays or funds being frozen or removed from your Arbiter Pay account. 

How long do bank transfers take? 

Bank transfers tend to process in 1 to 3 business days. A few different factors, like weekends and holidays, can sometimes slow things down. 

• If you requested the bank transfer on a weekday (Mon-Fri) before 3pm ET, the bank transfer could reach your bank account as soon as the next business day. (It could take up to 3 business days to arrive) 

  • For example: If you request it on Monday before 3pm ET, it could arrive in your bank account as soon as Tuesday. It shouldn’t arrive later than Thursday

• If you requested the bank transfer on a weekday (Mon-Fri) after 3pm ET, the bank transfer will initiate on the next business day. It could then reach your bank account as soon as the business day after that. (It could take up to 3 business days to arrive) 

  • For example: If you request it on Friday after 3pm ET, it will initiate on the next business day, Monday. Then it could arrive in your bank account as soon as Tuesday. It shouldn’t arrive later than Thursday 

• If you requested the bank transfer on a weekend (Saturday or Sunday), the bank transfer will initiate on the next business day (likely Monday). It could then reach your bank account as soon as the next business day after that (as early as Tuesday). (It could take up to 3 business days to arrive) 

  • For example: If you request it on Saturday morning, it will initiate on the next business day, Monday. Then it could arrive in your bank account as soon as Tuesday. It shouldn’t arrive later than Thursday 

• For bank holidays, add one business day to the timeline. For a list of federal holidays that apply to most banks, please visit this page

  • For example: If you request it on Monday before 3pm ET, and Tuesday is a bank holiday, it could arrive in your bank account as soon as Wednesday. If you request it on Monday after 3pm ET, it could arrive as soon as Thursday

Why are the timelines dependent on business days? 

Bank transfer timelines are dependent on the Automated Clearing House (ACH), ArbiterSports' banking partner, and your bank. If you’ve already initiated a standard bank transfer, there’s no way for us to expedite that process. 

I should have already received my bank transfer, but I don’t see it. Where is it? 

Sometimes, the transfer may post to your bank statement on a different date than the one estimated above, so be sure to check the surrounding dates as well. 

Check out our Transfer Funds article for more instructions.

Instant Transfer

What are instant transfers and how much do they cost? 

Instant transfers with ArbiterSports allow you to send money to any eligible U.S. bank account or Visa/Mastercard debit card, typically within 30 minutes. A 1.75% fee (with a minimum fee of $2.00 and a maximum fee of $15) is deducted from the transfer amount for each transfer. 
There is a transfer amount maximum of $1,000.00 for each transfer.

Instant transfers can be made 24 hours a day, 365 days a year regardless of holiday or weekend schedules. 

Additionally, transfers are reviewed and could be declined, delayed, or blocked if we identify an issue. Reviews may result in funds being frozen or removed from your account.  

Check out our Instant Transfer article for instructions on how to receive your funds instantly.

*Please note that you must have MFA (Multi-Factor Authentication) in place on your account in order to enable Instant Transfer. See article Activating Instant Transfer.

Arbiter Debit Card Transfer

Transfers to an Arbiter Pay Debit Card will be ready for instant use.

Check out our Transfer Funds article for more instructions.

Upload Funds

Schools, Assigners and other paying administrators can upload funds into Arbiter Pay via four different methods. To learn more, check out this detailed article for best practices.

 

How long does it take to upload funds?

Wire Transfers are processed on the same business day.  For instructions and more details, check out this article.

Bank Transfers can take up to 3-4 business days to appear in your Arbiter Pay account.  

Request Day	Request Time	Posts On Or Before	Request Time	Posts On Or Before
Monday	Before 3:00 PM EST	Thursday 3:00 PM EST	After 3:00 PM EST	Friday 3:00 PM EST
Tuesday	Before 3:00 PM EST	Friday 3:00 PM EST	After 3:00 PM EST	Monday 3:00 PM EST
Wednesday	Before 3:00 PM EST	Monday 3:00 PM EST	After 3:00 PM EST	Tuesday 3:00 PM EST
Thursday	Before 3:00 PM EST	Tuesday 3:00 PM EST	After 3:00 PM EST	Wednesday 3:00 PM EST
Friday	Before 3:00 PM EST	Wednesday 3:00 PM EST	After 3:00 PM EST	Thursday 3:00 PM EST
Saturday	Before 3:00 PM EST	Thursday 3:00 PM EST	After 3:00 PM EST	Friday 3:00 PM EST
Sunday	Before 3:00 PM EST	Thursday 3:00 PM EST	After 3:00 PM EST	Friday 3:00 PM EST